Select Mexico Properties

Everyone benefits when the Fed cuts interest rates, right? Actually, no! When the Fed cuts the interest rate, rates that are tied to it – like the interest paid on CDs – also drop. You may get a better interest rate on a car loan or mortgage, but your retirement investments pay the price. Twenty-six percent of retirees say they’re losing interest on retirement investments when rates drop, and those losses are making a difference.

For someone who is still working, the loss may hardly be noticeable but for those on a fixed income, losing interest means losing income. A balanced retirement portfolio will be able to counter these losses, but many people don’t have well balanced portfolios.

If you’re looking at your retirement investments, or you’re concerned about the long-term impact of losing interest on your retirement savings, consider adding a high-performing investment to your portfolio. Puerto Vallarta real estate has been performing positively at the rate of about 10 percent per year for the past ten year.

Puerto Vallarta is highly desirable retirement location and is part of what makes Mexico the number one retirement destination. You can build a luxurious home for a fraction of what the same home would cost in the US. You’ll have a much lower cost of living without sacrificing your standard of living. You’ll also be able to hire assistants to help with laundry, housekeeping, meals, landscaping and more.

You’ll also have a high-quality investment property. Owning land in Mexico is safe and your Pacific-view property is highly unlikely to lose money anytime in the foreseeable future. Puerto Vallarta real estate is in high demand and will be for many years to come.

In short, Puerto Vallarta real estate is an ideal investment, whether you intend to build and sell, build and lease or rent, or build and move here to enjoy all that Puerto Vallarta has to offer. There are few better ways to stretch your retirement dollar than by living in a luxurious paradise like Puerto Vallarta!

Select Mexico Properties has some of the most beautiful premium residential building sites available for sale right now. These sites will not last long. In the short time they’ve been on the market, already nearly 15% of the sites have been purchased. Please use our interactive map and look at the remaining sites we have for sale. These are investment-grade parcels and they can make a major difference in how you spend your retirement. Don’t wait! Please contact a Select Mexico Properties sales representative today!

Photo Credit: Vince Petaccio

Nearly half of all working Americans have no retirement plan offered through their workplace. If you’re in this group, you can still plan for retirement, and you can still save. There are many investment vehicles available for you to choose from. One great opportunity will enable you to invest your money wisely, make a great return and ensure a comfortable retirement.

Although the US real estate market is doing poorly, the Mexico real estate market is doing quite well. Buying a residential building site in the Puerto Vallarta area and building a luxury home may be just the investment that jump starts your retirement savings.

Right now, the real estate market in Puerto Vallarta is hot. In fact, there are few real estate markets that are better than Puerto Vallarta’s. Developers are building luxury homes, condominiums and resorts in an effort to attract retirement buyers – those folks who are looking for a place to retire to.

Land in Puerto Vallarta has been appreciating at a rate of about ten percent per year for the past ten years. This is a great return, but the best news is that these appreciation levels are expected to continue. Puerto Vallarta real estate would be a stellar performer in any plan for retirement.

There are few opportunities for individual investors to purchase premium building sites in and around Puerto Vallarta. Commercial developers purchase most coastal land that is eligible for development. Select Mexico Properties has fewer than 100 premium residential building sites remaining in San Pancho, just north of Puerto Vallarta.

San Pancho is an ideal place for a luxury home. It’s close to Puerto Vallarta, which means that you can take advantage of all of the wonderful things Puerto Vallarta has to offer, yet far enough away from the city to avoid all of the commercial development and construction that’s taking place there.

Better, building a home in San Pancho enables you to take advantage of the awesome appreciation rates here. You can also sell your custom luxury home for a substantial profit if you decide that living in Mexico isn’t part of your plan for retirement. There’s no reason to wait to take advantage of this opportunity. Select Mexico Properties can help you locate lenders who can make this dream a reality for you. Please don’t wait! Contact a Select Mexico Properties sales representative today!

Photo Credit: Ilker Yavuz

The baby boomers are beginning to retire, and the media are filled with stories about the difficulty that this “prosperous” generation can expect to have when it comes to making ends meet. Unfortunately, the retirement planning troubles being experienced by the baby boomers will continue long after this generation has passed on.

Retirement planning will be a major challenge for Generation X members as well. This generation struggles with an enormous debt load including student loans, mortgages and credit card debt. Funds available for investment are limited, as are the opportunities for investment. Generation X saves less than any preceding generation, and will struggle with the increased cost of health care, education, energy, and housing.

For those individuals who want to look ahead, few investments will return as much as Mexico real estate. Right now, real estate in certain Mexican markets, including Puerto Vallarta, is a hot commodity. Developers are purchasing all available land, and building hotels, resorts and condominiums in anticipation of a wave of retirees.

This approach leaves fewer options for the individual investor. Some smart individual investors have begun to purchase land outside the city and build luxury homes along the Pacific coast.

Select Mexico Properties has a limited number of residential building sites available for sale. These hillside sites offer a spectacular view of the Pacific Ocean and will provide an excellent return on investment, whether the land is developed as a year-round residence or as a vacation home.

For many people, work alone is not enough to provide a comfortable lifestyle and a comfortable retirement as well. High performance investments are a necessity! The timing of a purchase of Puerto Vallarta real estate is critical, however. These lots will sell quickly, so your opportunity to own Pacific Coast real estate is limited.

If you would like more information on how you can include Mexico real estate in your investment portofolio, please contact a Select Mexico Properties sales representative today.

Photo Credit: Steve Knight

These days, most people are concerned about the health of their retirement savings. While early retirement was all the rage in the 1990’s, many older workers are finding that the early retirement route doesn’t add up. When they take a long, hard look at their retirement savings, early retirement doesn’t seem very likely. In fact, 30 percent of people between the ages of 65 and 69 are either still working or still looking for work. Effectively, three in ten people above the age of 65 have determined that they cannot retire.

A recent Kiplinger’s Retirement Report poll indicated that nearly 20 percent of American workers had to tap into their retirement savings before the age of 59 ½. Tapping into your retirement savings virtually guarantees that you won’t have enough for your retirement. In addition, using tax-deferred retirement funds will earn you a 10% penalty on top of the taxes you’ll have to pay on the money.

So how are people funding early retirements these days? Many aren’t, but there are some strategies you can employ to position yourself to take advantage of the opportunity to retire early, if it arises for you.

An investment in Mexico real estate might just push your retirement investments into strong positive territory. In certain markets in Mexico, the property values are hot. Puerto Vallarta happens to be one of those areas. Major Federal government investments are putting Puerto Vallarta into the spotlight again. Known as a perennial vacation favorite, Puerto Vallarta and other Mexican resort towns are the mainstay of Mexico’s current economic plans.

Right now, Mexico’s economy is heavily dependent upon oil. As a major oil producer, Mexico should be (and is) in a good position. Mexican economists realize, however, that it is critical to reform the basis of Mexico’s economy. Just as an investor wants a diversified portfolio, Mexico’s political powers want to see a diversified, strong Mexican economy with input from many sectors. One of the first income producers they want to develop is tourism.

The infrastructure investments are a solid win for Puerto Vallarta property owners. As the city grows and expands, both the demand and the price for real estate increase. In five years, luxury real estate for the individual builder will be difficult – if not impossible – to find. That’s why it’s critical for individuals to act right now. If you’re interested in capturing this growth opportunity, please don’t wait. Contact a Select Mexico Properties sales representative today!

Photo Credit: Sophie

According to the National Institutes of Health, in the last 56 years, the life expectancy of human beings has increased from 68.6 years to 78 years. Most of our retirement system was built after the Great Depression, and both the contribution and benefits targets were based on the fact that most people would have shorter – not longer – lifespans. This has a significant impact on retirement savings.

While the benefits calculations have been changed to accommodate our longer lives, some of our laws and retirement rules have not. Many companies have age-based mandatory retirement rules; laws require withdrawals from retirement savings to begin by age 70 ½; and Social Security benefit eligibility begins as early as age 60 for some individuals.

Healthy, able senior members of our society may be forced out of the work place and required to withdraw from retirement savings before they’re ready to, or before it’s financially advisable to do so. Older workers may also be affected by a catastrophic illness that disables them or their spouse. These circumstances put pressure on retirement savings, and test the strength of retirement planning strategies.

The most diversified portfolios fare the best when it comes to weathering adversity. Not many financial professionals would recommend investing in real estate. In fact, billionaire real estate mogul Sam Zell said recently that there were no growth opportunities in the US real estate market. He indicated that the real opportunities in real estate are found in emerging economies like Mexico.

The figures bear this out. Right now, Puerto Vallarta is one of the five hottest real estate markets in Mexico. Investors can expect the double-digit annual gains in property values to continue, as they have for the past ten years. This rate of growth is being fueled by strong interest on the part of retirees and senior workers from all over the world who are looking for an affordable place to relax and retire.

The time to make a retirement investment in Puerto Vallarta real estate is right now. Select Mexico Properties has some beautiful hillside properties that overlook the Pacific Ocean. You won’t find residential development sites with higher investment potential than these. If you’re looking for a solid performer to perk up your retirement investments, please contact a Select Mexico Properties sales representative today. Let us show you how you can take advantage of the Puerto Vallarta real estate market!

Photo Credit: Carl Dwyer

USA Today recently summed up the state of the average American’s retirement dilemma when it proclaimed that Americans are not likely to have as much money for retirement as they’d projected, meaning that they’ll have to save more, expect less and work longer. That assessment may be true for younger workers, but for Americans who are already close to retirement age, it may not be very realistic. Personal savings and retirement investments will play a major role in how well Americans can live after retirement.

For many young Americans, retirement planning is a low priority because the cost of living in the US is so high. The basics, like housing, food, energy and transportation, medical costs, and education consume a large part of our incomes. Since retirement investments are not an “immediate” need, they often take a back seat. Once retirement planning does become a priority, the advantage of time is often lost.

That doesn’t mean that you can’t make up the difference, however. Experts agree that a balanced portfolio is the best overall strategy to achieve your long-term financial goals, but everyone’s portfolio could use a shot in the arm sometimes. Puerto Vallarta real estate can provide just the pickup your retirement investments may need.

Puerto Vallarta real estate values have been increasing steadily for the past ten years. These double digit increases in valuation mean that Puerto Vallarta property owners may enjoy not only the benefits of a Puerto Vallarta lifestyle, but also the inflation-beating gains that make Puerto Vallarta real estate such a spectacular opportunity.

You may think that you’ve missed the boat on Puerto Vallarta real estate. Not true. Property values here are expected to double in the next five years. That’s great news for you, as long as you get in on this deal right now. With double-digit valuation increases, you can’t afford to wait! There is no better time to buy Puerto Vallarta real estate than right now. The price of spectacular Pacific coastland is within reason and your retirement investments could use the boost that Puerto Vallarta real estate will provide.

If you’re concerned that your retirement investments won’t support you after you leave the workforce, please contact a Select Mexico Properties sales representative today. Let us show you how you can take advantage of the phenomenal growth in Puerto Vallarta real estate right now!

Photo Credit: ilker yavuz

A new report by the Coyne Partnership shows that as American baby boomers reach retirement age, more are stepping back from their retirement plans and delaying retirement. In addition to a slow-down in the rate of retirement, 14% of people who have already retired are considering a return to the workforce.

What’s driving this? Falling housing and investment values are a major culprit, as are rising health care and energy costs. People are discovering late in the game that they’re not prepared for retirement. Worse, 30% of people currently in the 65-69 age bracket are either still in the workforce or looking for work. Other factors, such as a relatively high divorce rate – which reduces earnings and splits retirement savings – and children who are just heading off to college are also making boomers rethink retirement.

Even if you’ve been planning carefully for your retirement, you may be a little nervous about the declining value of your retirement investments. You may have to change your strategy for providing for retirement, but don’t automatically assume that means staying in the workforce.

For some people, staying in the workforce isn’t realistic. Your health or the health of your spouse may mean that you can’t put off retirement. Instability in the job market can be particularly hard on senior workers, who often make higher salaries and receive more expensive benefits. These circumstances can combine to make seniors targets for workforce reductions and involuntary retirements. Without solid options, you may be forced to start drawing on your retirement savings sooner than you’d expected to.

Right now, Mexico real estate provides a perfect opportunity to shore up the value of your retirement savings. Puerto Vallarta is one of the hottest real estate markets in Mexico, and if you’ve ever been here, you’ll understand why. Developers are purchasing land here left and right, hoping to cash in on the anticipated wave of retirees. A better, more profitable strategy is to buy undeveloped land and build your own custom home. You (not the developer!) get to take advantage of the double-digit appreciation rates for property in Puerto Vallarta.

The cost of living here is also very low. At the same time, the quality of life is high. You’ll have access to excellent, affordable health care, high quality food, low-cost prescription drugs, low cost personal assistance and more. You can still enjoy the retirement you planned for without having to delay your dreams. If you’re interested in learning how Mexico real estate can factor into your retirement goals, please contact a Select Mexico Properties sales representative today!
Photo Credit: CJ Luc

American workers who are planning for their retirements don’t have much to be cheerful about these days. With heavy losses in the stock market, steep declines in real estate values in the US, tightening credit, and uncertainty in the employment outlook, many soon-to-be retirees are thinking hard about their retirement investments and whether their retirement goals are realistic.

No financial adviser ever recommends retiring during a recession, but sometimes circumstances don’t allow you to choose. A sudden job loss, health crisis, or heavy losses in retirement investments will make you think twice about leaving your job. The good news is that you can find investments that are performing well, even in this uncertain economy.

One such performer is Puerto Vallarta real estate. The value of Puerto Vallarta real estate has been climbing steadily for the past ten years. The property value growth here is measured in double-digits, and that’s caught the attention of investors all over the world. Europeans, Asians and North Americans are particularly interested in Puerto Vallarta properties as retirement investments not only for the phenomenal returns it is producing but also because Puerto Vallarta is a great place to retire.

The cost of living is low here, much lower than in Europe, North America and parts of Asia. Puerto Vallarta is very close to the US, which makes it a natural choice for North American retirees. The climate here is very similar to that of Hawaii, and doesn’t get dangerously hot like some cities in the desert Southwest.

Puerto Vallarta also offers a very high quality of life here, with access to the best medical and dental care in the area. Many health professionals are from the US or were trained in the US and choose to practice in Puerto Vallarta. The availability of private clinics and modern hospitals makes Puerto Vallarta a top choice for receiving treatments that are unavailable, not covered by insurance or otherwise too expensive in the US.

There are few places in the world like Puerto Vallarta. As a retirement investment, Puerto Vallarta real estate is hard to beat. If you’re interested in learning more about Puerto Vallarta real estate, its costs and the benefits of building a home here, please contact a Select Mexico Properties sales representative today!

Photo Credit: Steve Woods

A new report indicates that American women are not well prepared for retirement, and without adequate retirement planning, many women will suffer in their later years as the result of their circumstances.

Women still earn nearly one-quarter less, work fewer years on a full-time basis, save less, and receive lower Social Security payments than men do. To complicate the picture, women also live longer than men do, meaning that their retirement savings need to last longer and their retirement investments need to perform better.

While the report specifically focuses on the value of annuities, the statistics regarding retirement planning are alarming. There are many ways to support a comfortable retirement, however. Diversity of investments is the key. Smart investors are looking at the Mexican real estate market as a way to prop up sagging retirement investments.

In the past decade property values here in Puerto Vallarta have increased by about 10 percent per year. While this has been a phenomenal rate of return, it promises to continue for at least the next five years. With this rate of appreciation, the longer you wait to buy in, the lower your average return will be. At some point in the not-too-distant future, average investors will be priced out of this market and the opportunity to take advantage of this outstanding return will be gone.

Using high-return investments to make up for lower earnings and shorter careers an excellent investment strategy. Select Mexico Properties has about 100 prime residential parcels in San Pancho, just north of Puerto Vallarta. These pre-screened properties are among the best available building sites in this area, and are priced affordably.

If you’re looking for a way to support your sagging investments, cover for a low savings rate or regain time you may have lost by starting your retirement planning late, these sites being offered by Select Mexico Properties may be just what your portfolio needs. If you’re ready to examine the potential benefits of investing in Mexican real estate, please contact a Select Mexico Properties sales representative today!

Photo Credit: Magda Czajka

As the clock ticks down toward retirement, many workers are becoming concerned that they don’t have sufficient assets to consider retirement. If the recent market losses have taken their toll on your retirement investments and have left you looking for an opportunity to recover your savings, consider purchasing Puerto Vallarta real estate.

Puerto Vallarta real estate can bolster your retirement investments in more than one way. First, the overall cost of purchasing land and building an investment-caliber home are relatively small. You can build a luxury home for a fraction of what the same home would cost in the US.

Second, the cost of living in Puerto Vallarta is very low. If you choose to live here, you’ll be able to stretch your retirement dollars much farther. In addition, you can find excellent health care, personal support, clean water and a peaceful and relaxing environment in Puerto Vallarta.

Third, the appreciation of Puerto Vallarta real estate has been phenomenal in the past ten years. Double-digit growth is the norm here. In addition, the market is expected to heat up even more, and many analysts expect to see property values double here in the next five years.

Fourth, there is a ready market for home sales. If you decide you don’t want to live here, or plan to build a house “on spec” you can be sure that you can find an interested buyer easily. Many retirees and soon-to-be retirees from all over the world are buying property in Puerto Vallarta. Many real estate investors come from the US and Canada, but Puerto Vallarta has also captured the attention of European and Asian investors who are looking for a way to beat the high cost of living at home.

If you’re serious about improving your retirement investments, don’t wait any longer. Select Mexico Properties has about 100 premium residential building sites available in San Pancho, just north of Puerto Vallarta. You will not find more beautiful luxury residential sites anywhere in this area. Look elsewhere if you would like, but when you’re ready to improve your retirement position, contact a Select Mexico Properties sales representative and let us help you get going on your retirement dreams.

Photo Credit: Bill Davenport