Archive for May 22nd, 2008

A recent poll showed that 20 percent of respondents believed they would fund or partially fund their retirement using home equity. This is an unstable strategy in light of the current conditions in the US real estate market.
First, home equity is unlikely to provide a significant amount of capital for retirement. After leaving the workforce […]

These days, most people are concerned about the health of their retirement savings. While early retirement was all the rage in the 1990’s, many older workers are finding that the early retirement route doesn’t add up. When they take a long, hard look at their retirement savings, early retirement doesn’t seem very likely. In fact, […]

According to the National Institutes of Health, in the last 56 years, the life expectancy of human beings has increased from 68.6 years to 78 years. Most of our retirement system was built after the Great Depression, and both the contribution and benefits targets were based on the fact that most people would have shorter […]

A recent Kiplinger’s survey showed that twenty percent of workers plans to buy a second home for retirement. For some, the ability to afford a vacation home or a retirement home is limited, but for savvy investors, nothing makes more sense than buying a second home in preparation for retirement.
Depending upon your age and […]

For people who are planning their retirement, these are indeed troubled times. Instability in multiple key market sectors is making people nervous. Despite the fact that more than 55% of soon-to-be retired individuals are worried about the safety of their retirement investments, one-third of people in the same group say that they expect to maintain […]